Last updated: May 2026

Best Debt Consolidation of 2026

Simplify your payments and lower your interest rates with debt consolidation.

Which debt consolidation provider is right for you?

Showing 2 providers

NMLS #N/A

Combine all your debts into one low monthly payment

8.8

★★★★★

Get Estimate

Visit DebtFree Direct

NMLS #N/A

DebtFree Direct

8,900 reviews · Read Review

Combine all your debts into one low monthly payment

APR from 5.99%
No upfront fees
Free consultation
Credit score improvement

2,100 people chose this week

8.8

Get Estimate Read Review

NMLS #N/A

Negotiate your debt for less than you owe

8.3

★★★★★

Free Consult

Visit ClearDebt Solutions

NMLS #N/A

ClearDebt Solutions

6,200 reviews · Read Review

Negotiate your debt for less than you owe

Reduce debt by 40-60%
No minimum credit score
IAPDA certified counselors
Money-back guarantee

1,400 people chose this week

8.3

Free Consult Read Review

3,500

users picked a provider via
Money Beech this week

Money Beech Total Score

Our scoring system incorporates a weighted formula, which considers key parameters including user reviews, brand reputation, and product features, providing a numerical score out of 10.

✦ Popularity

We measure popularity signals to ensure our rankings reflect real-world product quality.

👍 Brand Reputation

We measure brand reputation signals to ensure our rankings reflect real-world product quality.

◎ Features & Benefits

We measure features & benefits signals to ensure our rankings reflect real-world product quality.

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